{"id":13400,"date":"2025-09-30T11:39:11","date_gmt":"2025-09-30T10:39:11","guid":{"rendered":"https:\/\/mcqsadda.com\/?p=13400"},"modified":"2025-10-24T05:55:20","modified_gmt":"2025-10-24T04:55:20","slug":"government-schems-top-100-mcqs-with-answer-and-explanation","status":"publish","type":"post","link":"https:\/\/mcqsadda.com\/index.php\/2025\/09\/30\/government-schems-top-100-mcqs-with-answer-and-explanation\/","title":{"rendered":"Government Schems\u00a0Top 100 MCQs With Answer and Explanation"},"content":{"rendered":"\n

1. The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) was launched in:<\/strong>
<\/mark>A) 2002
B) 2005
C) 2007
D) 2010
Answer: B<\/strong>
Explanation:<\/strong> MGNREGA (2005)<\/strong> guarantees 100 days of wage employment<\/strong> in rural areas.<\/p>\n\n\n\n

2. MGNREGA provides guaranteed wage employment for how many days in a year?<\/strong>
<\/mark>A) 50
B) 75
C) 100
D) 150
Answer: C<\/strong>
Explanation:<\/strong> The Act ensures 100 days of guaranteed work per household per year<\/strong>.<\/p>\n\n\n\n

3. Which ministry implements MGNREGA?<\/strong>
<\/mark>A) Ministry of Agriculture
B) Ministry of Finance
C) Ministry of Rural Development
D) Ministry of Labour
Answer: C<\/strong>
Explanation:<\/strong> Implemented by the Ministry of Rural Development<\/strong>.<\/p>\n\n\n\n

4. The Pradhan Mantri Gram Sadak Yojana (PMGSY) was launched in:<\/strong>
<\/mark>A) 1995
B) 2000
C) 2004
D) 2008
Answer: B<\/strong>
Explanation:<\/strong> PMGSY (2000)<\/strong> provides all-weather rural road connectivity<\/strong>.<\/p>\n\n\n\n

5. The Deen Dayal Antyodaya Yojana \u2013 NRLM focuses on:<\/strong>
<\/mark>A) Employment guarantee
B) Self-help groups (SHGs) and rural livelihoods
C) Road development
D) Agricultural irrigation
Answer: B<\/strong>
Explanation:<\/strong> DAY-NRLM (2011)<\/strong> promotes SHGs & sustainable rural livelihoods.<\/p>\n\n\n\n

6. Which scheme focuses on \u201cHousing for All (Rural)\u201d by 2022?<\/strong>
<\/mark>A) PMGSY
B) PMAY-G
C) RKVY
D) SGSY
Answer: B<\/strong>
Explanation:<\/strong> Pradhan Mantri Awaas Yojana \u2013 Gramin (PMAY-G)<\/strong> provides rural housing.<\/p>\n\n\n\n

7. The Indira Awaas Yojana was restructured into:<\/strong>
<\/mark>A) PMGSY
B) PMAY-G
C) DAY-NRLM
D) NULM
Answer: B<\/strong>
Explanation:<\/strong> Indira Awaas Yojana merged into PMAY-G<\/strong> in 2016.<\/p>\n\n\n\n

8. Which scheme provides LPG connections to poor households?<\/strong>
<\/mark>A) PMUY
B) PMGSY
C) RKVY
D) PMFBY
Answer: A<\/strong>
Explanation:<\/strong> Pradhan Mantri Ujjwala Yojana (2016)<\/strong> provides LPG to BPL families.<\/p>\n\n\n\n

9. The \u201cSansad Adarsh Gram Yojana\u201d was launched in:<\/strong>
<\/mark>A) 2010
B) 2012
C) 2014
D) 2016
Answer: C<\/strong>
Explanation:<\/strong> SAGY (2014)<\/strong> encourages MPs to adopt and develop villages.<\/p>\n\n\n\n

10. The PURA (Provision of Urban Amenities in Rural Areas) scheme was initiated by:<\/strong>
<\/mark>A) Atal Bihari Vajpayee
B) Manmohan Singh
C) Dr. A.P.J. Abdul Kalam
D) Narendra Modi
Answer: C<\/strong>
Explanation:<\/strong> PURA<\/strong> was conceptualized by Dr. A.P.J. Abdul Kalam<\/strong>.<\/p>\n\n\n\n

11. The Rashtriya Gram Swaraj Abhiyan (RGSA) focuses on:<\/strong>
<\/mark>A) Digital governance
B) Strengthening Panchayati Raj institutions
C) Rural electrification
D) Rural housing
Answer: B<\/strong>
Explanation:<\/strong> RGSA<\/strong> strengthens local self-governance<\/strong>.<\/p>\n\n\n\n

12. The Bharat Nirman Programme was launched in:<\/strong>
<\/mark>A) 2003
B) 2005
C) 2007
D) 2010
Answer: B<\/strong>
Explanation:<\/strong> Bharat Nirman (2005)<\/strong> aimed at rural infrastructure like irrigation, housing, electricity.<\/p>\n\n\n\n

13. The Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) focuses on:<\/strong>
<\/mark>A) Rural employment guarantee
B) Skill development for rural youth
C) Housing subsidies
D) Irrigation projects
Answer: B<\/strong>
Explanation:<\/strong> DDU-GKY<\/strong> trains rural youth for employment-oriented skills<\/strong>.<\/p>\n\n\n\n

14. The Pradhan Mantri Adarsh Gram Yojana (PMAGY) is related to:<\/strong>
<\/mark>A) Urban housing
B) Village development of SC-majority areas
C) Digital governance
D) Rural employment
Answer: B<\/strong>
Explanation:<\/strong> PMAGY (2009)<\/strong> develops villages with high SC population.<\/p>\n\n\n\n

15. The \u201cRural Skill Development Scheme\u201d under PMKVY is known as:<\/strong>
<\/mark>A) RSETI
B) DDU-GKY
C) SANKALP
D) STAR
Answer: B<\/strong>
Explanation:<\/strong> DDU-GKY is rural skill training under PMKVY framework<\/strong>.<\/p>\n\n\n\n

16. Which scheme promotes financial self-reliance of women SHGs through bank linkages?<\/strong>
<\/mark>A) NRLM
B) NULM
C) PMGSY
D) PMUY
Answer: A<\/strong>
Explanation:<\/strong> NRLM<\/strong> encourages women SHG-bank linkage model<\/strong>.<\/p>\n\n\n\n

17. The Rurban Mission aims at:<\/strong>
<\/mark>A) Promoting urban slums
B) Developing rural areas with urban facilities
C) Expanding industrial zones
D) Only road construction
Answer: B<\/strong>
Explanation:<\/strong> Shyama Prasad Mukherji Rurban Mission<\/strong> develops rural clusters with urban amenities<\/strong>.<\/p>\n\n\n\n

18. The National Social Assistance Programme (NSAP) provides:<\/strong>
<\/mark>A) Old-age pensions, widow pensions, disability pensions
B) Employment guarantee
C) Health insurance
D) Rural roads
Answer: A<\/strong>
Explanation:<\/strong> NSAP<\/strong> offers social pensions to poor elderly, widows, disabled<\/strong>.<\/p>\n\n\n\n

19. The Antyodaya Anna Yojana (AAY) provides:<\/strong>
<\/mark>A) Free healthcare
B) Subsidized food grains to poorest households
C) Housing subsidies
D) Free LPG connections
Answer: B<\/strong>
Explanation:<\/strong> AAY (2000)<\/strong> provides 35 kg of food grains per month at low prices<\/strong>.<\/p>\n\n\n\n

20. Which ministry implements AAY?<\/strong>
<\/mark>A) Ministry of Agriculture
B) Ministry of Consumer Affairs, Food & Public Distribution
C) Ministry of Rural Development
D) Ministry of Health
Answer: B<\/strong>
Explanation:<\/strong> AAY is run by Ministry of Consumer Affairs, Food & Public Distribution<\/strong>.<\/p>\n\n\n\n

21. The Integrated Rural Development Programme (IRDP) was launched in:<\/strong>
<\/mark>A) 1975
B) 1978
C) 1980
D) 1985
Answer: C<\/strong>
Explanation:<\/strong> IRDP (1980)<\/strong> provided credit and subsidy to rural poor for self-employment.<\/p>\n\n\n\n

22. Sampoorna Grameen Rozgar Yojana (SGRY) was merged into:<\/strong>
<\/mark>A) NRLM
B) NREGA
C) PMGSY
D) RKVY
Answer: B<\/strong>
Explanation:<\/strong> SGRY merged into NREGA (later MGNREGA)<\/strong> in 2006.<\/p>\n\n\n\n

23. Which scheme provides \u201c24×7 Power for All\u201d?<\/strong>
<\/mark>A) RGGVY
B) DDUGJY
C) PMAY
D) NSAP
Answer: B<\/strong>
Explanation:<\/strong> Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)<\/strong> ensures rural electrification.<\/p>\n\n\n\n

24. Which scheme provides drinking water to every household by 2024?<\/strong>
<\/mark>A) PMGSY
B) Har Ghar Jal (Jal Jeevan Mission)
C) NRLM
D) Bharat Nirman
Answer: B<\/strong>
Explanation:<\/strong> Jal Jeevan Mission (2019)<\/strong> aims for piped water to all households.<\/p>\n\n\n\n

25. The National Rural Drinking Water Programme (NRDWP) was subsumed under:<\/strong>
<\/mark>A) PMGSY
B) Jal Jeevan Mission
C) Bharat Nirman
D) Rurban Mission
Answer: B<\/strong>
Explanation:<\/strong> NRDWP merged into Jal Jeevan Mission in 2019<\/strong>.<\/p>\n\n\n\n

26. The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was launched in:<\/strong>
<\/mark>A) 2013
B) 2015
C) 2017
D) 2019
Answer: B<\/strong>
Explanation:<\/strong> PMKVY (2015)<\/strong> provides short-term training for youth skill development.<\/p>\n\n\n\n

27. The implementing agency of PMKVY is:<\/strong>
<\/mark>A) NABARD
B) NSDC (National Skill Development Corporation)
C) SIDBI
D) NITI Aayog
Answer: B<\/strong>
Explanation:<\/strong> NSDC<\/strong> implements PMKVY with training partners.<\/p>\n\n\n\n

28. The Deen Dayal Upadhyaya Antyodaya Yojana \u2013 NULM focuses on:<\/strong>
<\/mark>A) Urban poor livelihoods and skill training
B) Rural roads
C) Farmer insurance
D) Export promotion
Answer: A<\/strong>
Explanation:<\/strong> DAY-NULM<\/strong> = National Urban Livelihoods Mission for urban poor employment & skills<\/strong>.<\/p>\n\n\n\n

29. Which scheme provides pension to unorganized sector workers?<\/strong>
<\/mark>A) PM-SYM
B) PMJJBY
C) PMAY
D) PMFBY
Answer: A<\/strong>
Explanation:<\/strong> Pradhan Mantri Shram Yogi Maandhan (PM-SYM, 2019)<\/strong> gives pension to unorganized workers.<\/p>\n\n\n\n

30. Atal Pension Yojana (APY) is mainly targeted at:<\/strong>
<\/mark>A) Government employees
B) Private sector workers
C) Unorganized sector workers
D) Only farmers
Answer: C<\/strong>
Explanation:<\/strong> APY (2015)<\/strong> provides pension to unorganized sector workers<\/strong>.<\/p>\n\n\n\n

31. The minimum age to join Atal Pension Yojana (APY) is:<\/strong>
<\/mark>A) 18 years
B) 21 years
C) 25 years
D) 30 years
Answer: A<\/strong>
Explanation:<\/strong> Entry age for APY = 18 to 40 years<\/strong>.<\/p>\n\n\n\n

32. Which scheme provides accident insurance at \u20b912 premium per year?<\/strong>
<\/mark>A) PMJJBY
B) PMSBY
C) APY
D) PM-SYM
Answer: B<\/strong>
Explanation:<\/strong> Pradhan Mantri Suraksha Bima Yojana (PMSBY)<\/strong> provides \u20b92 lakh accident insurance<\/strong> at just \u20b912.<\/p>\n\n\n\n

33. Which scheme provides life insurance at \u20b9330 premium per year?<\/strong>
<\/mark>A) PMJJBY
B) PMSBY
C) PM-SYM
D) Ayushman Bharat
Answer: A<\/strong>
Explanation:<\/strong> Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/strong> offers life cover of \u20b92 lakh.<\/p>\n\n\n\n

34. The Pradhan Mantri Mudra Yojana (PMMY) provides loans up to:<\/strong>
<\/mark>A) \u20b95 lakh
B) \u20b910 lakh
C) \u20b915 lakh
D) \u20b920 lakh
Answer: B<\/strong>
Explanation:<\/strong> MUDRA loans<\/strong> up to \u20b910 lakh<\/strong> for small entrepreneurs.<\/p>\n\n\n\n

35. The three categories of Mudra loans are:<\/strong>
<\/mark>A) Basic, Medium, Advanced
B) Shishu, Kishor, Tarun
C) Silver, Gold, Platinum
D) Startup, Growth, Expansion
Answer: B<\/strong>
Explanation:<\/strong> Mudra = Shishu (\u2264\u20b950k), Kishor (\u20b950k\u20135L), Tarun (\u20b95\u201310L)<\/strong>.<\/p>\n\n\n\n

36. The Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) incentivizes:<\/strong>
<\/mark>A) Workers
B) Employers for generating new employment
C) Farmers
D) Exporters
Answer: B<\/strong>
Explanation:<\/strong> PMRPY<\/strong> reimburses employers\u2019 EPF contribution to encourage job creation.<\/p>\n\n\n\n

37. The Stand-Up India Scheme provides loans to:<\/strong>
<\/mark>A) Large corporates
B) Women and SC\/ST entrepreneurs
C) Exporters only
D) Cooperative societies
Answer: B<\/strong>
Explanation:<\/strong> Stand-Up India (2016)<\/strong> provides loans (\u20b910 lakh\u2013\u20b91 crore) for women & SC\/ST entrepreneurs<\/strong>.<\/p>\n\n\n\n

38. The National Career Service (NCS) portal provides:<\/strong>
<\/mark>A) Digital skill training
B) Online employment services
C) Pension support
D) Agricultural loans
Answer: B<\/strong>
Explanation:<\/strong> NCS portal (2015)<\/strong> provides job matching, counseling, and skill training<\/strong>.<\/p>\n\n\n\n

39. The PMEGP (Prime Minister\u2019s Employment Generation Programme) promotes:<\/strong>
<\/mark>A) Large industries
B) Self-employment through micro-enterprises
C) Agriculture exports
D) Startups only
Answer: B<\/strong>
Explanation:<\/strong> PMEGP<\/strong> provides subsidy for micro-enterprises & self-employment<\/strong>.<\/p>\n\n\n\n

40. Which agency implements PMEGP?<\/strong>
<\/mark>A) NABARD
B) KVIC (Khadi and Village Industries Commission)
C) NSDC
D) SIDBI
Answer: B<\/strong>
Explanation:<\/strong> KVIC implements PMEGP<\/strong>, in coordination with state agencies.<\/p>\n\n\n\n

41. Which scheme provides free coaching to economically weaker students?<\/strong>
<\/mark>A) PM-YASASVI
B) SHREYAS
C) Naya Savera
D) PMGKAY
Answer: C<\/strong>
Explanation:<\/strong> Naya Savera<\/strong> provides free coaching to minority students.<\/p>\n\n\n\n

42. Skill India Mission was launched in:<\/strong>
<\/mark>A) 2010
B) 2013
C) 2015
D) 2017
Answer: C<\/strong>
Explanation:<\/strong> Skill India Mission (2015)<\/strong> aims to train 40 crore people by 2022<\/strong>.<\/p>\n\n\n\n

43. Which scheme merges all skill development programs under one umbrella?<\/strong>
<\/mark>A) PMKVY
B) Skill India Mission
C) SANKALP
D) DDU-GKY
Answer: C<\/strong>
Explanation:<\/strong> SANKALP (2017)<\/strong> integrates all skill programs for better coordination.<\/p>\n\n\n\n

44. The Ujjwala Yojana (PMUY) is primarily a:<\/strong>
<\/mark>A) Skill scheme
B) Employment scheme
C) Social security & women welfare scheme
D) Farmer insurance scheme
Answer: C<\/strong>
Explanation:<\/strong> PMUY<\/strong> provides LPG, reducing drudgery and improving women\u2019s health.<\/p>\n\n\n\n

45. The One Nation One Ration Card (ONORC) scheme ensures:<\/strong>
<\/mark>A) Free LPG distribution
B) Portability of ration benefits across India
C) Rural employment
D) Direct pensions
Answer: B<\/strong>
Explanation:<\/strong> ONORC (2019)<\/strong> allows ration cardholders to get food grains anywhere in India.<\/p>\n\n\n\n

46. The PM-SVANidhi Scheme provides loans to:<\/strong>
<\/mark>A) Farmers
B) Street vendors
C) Exporters
D) Startups
Answer: B<\/strong>
Explanation:<\/strong> PM Street Vendor\u2019s Atmanirbhar Nidhi (PM-SVANidhi, 2020)<\/strong> gives working capital loans to street vendors.<\/p>\n\n\n\n

47. The Garib Kalyan Rojgar Abhiyaan (GKRA) was launched in 2020 for:<\/strong>
<\/mark>A) Migrant workers during COVID-19
B) Farmers
C) Export promotion
D) Banking reforms
Answer: A<\/strong>
Explanation:<\/strong> GKRA<\/strong> was launched to provide employment to migrant workers<\/strong> during COVID.<\/p>\n\n\n\n

48. National Apprenticeship Promotion Scheme (NAPS) provides:<\/strong>
<\/mark>A) Free coaching to students
B) Incentives for apprenticeship training
C) Food subsidies
D) Startup capital
Answer: B<\/strong>
Explanation:<\/strong> NAPS<\/strong> subsidizes stipends and training costs for apprenticeships.<\/p>\n\n\n\n

49. Which scheme provides maternity benefits of \u20b96000 to pregnant women?
<\/mark><\/strong>A) ICDS
B) PMMVY
C) Janani Suraksha Yojana
D) Ayushman Bharat
Answer: B<\/strong>
Explanation:<\/strong> Pradhan Mantri Matru Vandana Yojana (PMMVY)<\/strong> provides maternity benefits.<\/p>\n\n\n\n

50. The Jan Suraksha Schemes include:<\/strong>
<\/mark>A) PMJJBY, PMSBY, APY
B) PMUY, PMAY, PMFBY
C) MGNREGA, PMGSY, NRLM
D) Mudra, Stand-Up, Startup
Answer: A<\/strong>
Explanation:<\/strong> Jan Suraksha Schemes<\/strong> = PMJJBY, PMSBY, APY \u2192 social security.<\/p>\n\n\n\n

51. The Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched in:<\/strong>
<\/mark>A) 2014
B) 2015
C) 2016
D) 2017
Answer: C<\/strong>
Explanation:<\/strong> PMFBY (2016)<\/strong> provides crop insurance against natural calamities at low premium rates.<\/p>\n\n\n\n

52. The premium rate under PMFBY for Kharif crops is:<\/strong>
<\/mark>A) 1%
B) 2%
C) 3%
D) 5%
Answer: B<\/strong>
Explanation:<\/strong> Farmers pay 2% premium for Kharif<\/strong>, 1.5% for Rabi, and 5% for commercial\/horticulture crops.<\/p>\n\n\n\n

53. The Kisan Credit Card (KCC) scheme was launched in:<\/strong>
<\/mark>A) 1995
B) 1998
C) 2000
D) 2005
Answer: B<\/strong>
Explanation:<\/strong> KCC (1998)<\/strong> provides short-term credit to farmers at concessional rates.<\/p>\n\n\n\n

54. The KCC scheme is implemented by:<\/strong>
<\/mark>A) NABARD
B) RBI
C) Ministry of Agriculture
D) SIDBI
Answer: A<\/strong>
Explanation:<\/strong> NABARD<\/strong> initiated KCC in consultation with RBI and banks.<\/p>\n\n\n\n

55. The PM-Kisan Samman Nidhi scheme provides:<\/strong>
<\/mark>A) \u20b92000 per year
B) \u20b94000 per year
C) \u20b96000 per year
D) \u20b910,000 per year
Answer: C<\/strong>
Explanation:<\/strong> PM-KISAN (2019)<\/strong> provides \u20b96000 annually<\/strong> in 3 installments to small farmers.<\/p>\n\n\n\n

56. PM-Kisan is implemented by which ministry?<\/strong>
<\/mark>A) Ministry of Agriculture & Farmers Welfare
B) Ministry of Finance
C) Ministry of Rural Development
D) NABARD
Answer: A<\/strong>
Explanation:<\/strong> PM-Kisan is under the Ministry of Agriculture & Farmers Welfare<\/strong>.<\/p>\n\n\n\n

57. The e-NAM (National Agriculture Market) was launched in:<\/strong>
<\/mark>A) 2014
B) 2016
C) 2018
D) 2020
Answer: B<\/strong>
Explanation:<\/strong> e-NAM (2016)<\/strong> is a digital trading platform for agricultural produce.<\/p>\n\n\n\n

58. Which agency implements e-NAM?<\/strong>
<\/mark>A) SEBI
B) NABARD
C) Small Farmers Agribusiness Consortium (SFAC)
D) FCI
Answer: C<\/strong>
Explanation:<\/strong> SFAC<\/strong> implements the e-NAM platform<\/strong>.<\/p>\n\n\n\n

59. Rashtriya Krishi Vikas Yojana (RKVY) was launched in:<\/strong>
<\/mark>A) 2002
B) 2004
C) 2007
D) 2010
Answer: C<\/strong>
Explanation:<\/strong> RKVY (2007)<\/strong> supports agriculture & allied sector growth.<\/p>\n\n\n\n

60. The Paramparagat Krishi Vikas Yojana (PKVY) promotes:<\/strong>
<\/mark>A) Organic farming
B) Hybrid farming
C) GM crops
D) Irrigation
Answer: A<\/strong>
Explanation:<\/strong> PKVY<\/strong> encourages organic farming<\/strong> practices.<\/p>\n\n\n\n

61. Which scheme provides soil health cards to farmers?<\/strong>
<\/mark>A) PMFBY
B) PMKSY
C) Soil Health Card Scheme
D) RKVY
Answer: C<\/strong>
Explanation:<\/strong> Soil Health Card Scheme (2015)<\/strong> provides farmers with soil nutrient status for better farming.<\/p>\n\n\n\n

62. The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) promotes:<\/strong>
<\/mark>A) Crop insurance
B) Irrigation and water use efficiency
C) Organic farming
D) Food subsidies
Answer: B<\/strong>
Explanation:<\/strong> PMKSY (2015)<\/strong> ensures \u201cHar Khet Ko Pani<\/strong>\u201d (irrigation for every farm).<\/p>\n\n\n\n

63. The PMFBY replaced which earlier schemes?<\/strong>
<\/mark>A) NAIS and MNAIS
B) KCC and RKVY
C) APY and PMJJBY
D) None
Answer: A<\/strong>
Explanation:<\/strong> PMFBY<\/strong> replaced NAIS (National Agriculture Insurance Scheme)<\/strong> and MNAIS (Modified NAIS)<\/strong>.<\/p>\n\n\n\n

64. The National Food Security Mission (NFSM) was launched in:<\/strong>
<\/mark>A) 2005
B) 2007
C) 2009
D) 2011
Answer: B<\/strong>
Explanation:<\/strong> NFSM (2007)<\/strong> aimed to increase production of rice, wheat, pulses, and later maize.<\/p>\n\n\n\n

65. Which scheme is known as \u201cHar Khet Ko Pani\u201d?<\/strong>
<\/mark>A) RKVY
B) PMKSY
C) PMFBY
D) NFSM
Answer: B<\/strong>
Explanation:<\/strong> PMKSY<\/strong> ensures irrigation water to all farms.<\/p>\n\n\n\n

66. The National Mission for Sustainable Agriculture (NMSA) promotes:<\/strong>
<\/mark>A) GM crops
B) Climate-resilient farming
C) Only irrigation
D) Crop insurance
Answer: B<\/strong>
Explanation:<\/strong> NMSA<\/strong> promotes climate-smart agricultural practices<\/strong>.<\/p>\n\n\n\n

67. The Interest Subvention Scheme provides:<\/strong>
<\/mark>A) Subsidy on fertilizer
B) Subsidized short-term crop loans
C) Free seeds
D) Free insurance
Answer: B<\/strong>
Explanation:<\/strong> Interest Subvention Scheme<\/strong> reduces interest on short-term farm loans<\/strong>.<\/p>\n\n\n\n

68. The PM-Kisan Maandhan Yojana provides:<\/strong>
<\/mark>A) Pension for small and marginal farmers
B) Crop insurance
C) Fertilizer subsidy
D) Free electricity
Answer: A<\/strong>
Explanation:<\/strong> PM-KMY (2019)<\/strong> provides pension to small & marginal farmers<\/strong>.<\/p>\n\n\n\n

69. Financial inclusion program launched in 2014 is:<\/strong>
<\/mark>A) PMJDY
B) PMFBY
C) PM-KISAN
D) RSETI
Answer: A<\/strong>
Explanation:<\/strong> Pradhan Mantri Jan Dhan Yojana (2014)<\/strong> ensures banking access to all.<\/p>\n\n\n\n

70. PMJDY provides accidental insurance cover of:<\/strong>
<\/mark>A) \u20b950,000
B) \u20b91 lakh
C) \u20b92 lakh
D) \u20b95 lakh
Answer: C<\/strong>
Explanation:<\/strong> PMJDY accounts come with \u20b92 lakh accidental insurance cover<\/strong>.<\/p>\n\n\n\n

71. The SPMRM (Shyama Prasad Mukherji Rurban Mission) focuses on:<\/strong>
<\/mark>A) Industrial hubs
B) Cluster-based rural development with urban facilities
C) Only roads
D) Export promotion
Answer: B<\/strong>
Explanation:<\/strong> Rurban Mission<\/strong> develops rural clusters with urban amenities.<\/p>\n\n\n\n

72. Which scheme promotes women\u2019s Self-Help Groups (SHGs) in rural areas?<\/strong>
<\/mark>A) PMUY
B) NRLM
C) PMAY
D) PMJDY
Answer: B<\/strong>
Explanation:<\/strong> Deendayal Antyodaya Yojana \u2013 NRLM<\/strong> promotes women SHGs.<\/p>\n\n\n\n

73. Which institution is the nodal agency for microfinance regulation?<\/strong>
<\/mark>A) NABARD
B) RBI
C) SIDBI
D) SEBI
Answer: B<\/strong>
Explanation:<\/strong> RBI regulates Microfinance Institutions (NBFC-MFIs)<\/strong>.<\/p>\n\n\n\n

74. The Financial Literacy Week is observed annually by:<\/strong>
<\/mark>A) NABARD
B) RBI
C) SEBI
D) Ministry of Finance
Answer: B<\/strong>
Explanation:<\/strong> RBI conducts Financial Literacy Week<\/strong> every year.<\/p>\n\n\n\n

75. The main objective of PMJDY is:<\/strong>
<\/mark>A) Provide subsidies
B) Universal access to banking, credit, insurance, pension
C) Only loan waivers
D) Rural electrification
Answer: B<\/strong>
Explanation:<\/strong> PMJDY<\/strong> ensures universal financial inclusion<\/strong>.<\/p>\n\n\n\n

76. The Ayushman Bharat scheme was launched in:<\/strong>
<\/mark>A) 2016
B) 2017
C) 2018
D) 2019
Answer: C<\/strong>
Explanation:<\/strong> Ayushman Bharat (2018)<\/strong> includes PM-JAY health insurance<\/strong> and Health & Wellness Centres<\/strong>.<\/p>\n\n\n\n

77. Under Ayushman Bharat \u2013 PM-JAY, the insurance cover provided per family is:<\/strong>
<\/mark>A) \u20b92 lakh
B) \u20b93 lakh
C) \u20b95 lakh
D) \u20b910 lakh
Answer: C<\/strong>
Explanation:<\/strong> PM-JAY provides \u20b95 lakh per family per year<\/strong> for secondary and tertiary care.<\/p>\n\n\n\n

78. Which scheme is known as the world\u2019s largest government-funded health insurance programme?<\/strong>
<\/mark>A) RSBY
B) Ayushman Bharat \u2013 PM-JAY
C) PMMVY
D) PMFBY
Answer: B<\/strong>
Explanation:<\/strong> PM-JAY<\/strong> is the largest health insurance scheme globally<\/strong>.<\/p>\n\n\n\n

79. Janani Suraksha Yojana (JSY) promotes:<\/strong>
<\/mark>A) Free school education
B) Institutional deliveries
C) Housing subsidies
D) Rural skill training
Answer: B<\/strong>
Explanation:<\/strong> JSY (2005)<\/strong> reduces maternal and infant mortality by promoting institutional deliveries<\/strong>.<\/p>\n\n\n\n

80. The Integrated Child Development Services (ICDS) scheme provides:<\/strong>
<\/mark>A) Nutrition, health & preschool education
B) Skill training
C) Crop insurance
D) Pension
Answer: A<\/strong>
Explanation:<\/strong> ICDS (1975)<\/strong> is one of the world\u2019s largest community-based outreach programmes<\/strong>.<\/p>\n\n\n\n

81. Mission Indradhanush aims at:<\/strong>
<\/mark>A) Women empowerment
B) Universal immunization of children & pregnant women
C) School education
D) Crop insurance
Answer: B<\/strong>
Explanation:<\/strong> Mission Indradhanush<\/strong> strengthens routine immunization.<\/p>\n\n\n\n

82. Poshan Abhiyaan is related to:<\/strong>
<\/mark>A) Clean water
B) Nutritional improvement in women & children
C) Housing
D) Crop insurance
Answer: B<\/strong>
Explanation:<\/strong> Poshan Abhiyaan (2018)<\/strong> targets malnutrition reduction<\/strong>.<\/p>\n\n\n\n

83. The Mid-Day Meal Scheme was launched in:<\/strong>
<\/mark>A) 1990
B) 1995
C) 2000
D) 2005
Answer: B<\/strong>
Explanation:<\/strong> Mid-Day Meal Scheme (1995)<\/strong> provides free cooked meals to schoolchildren.<\/p>\n\n\n\n

84. The Samagra Shiksha scheme integrates:<\/strong>
<\/mark>A) Sarva Shiksha Abhiyan, Rashtriya Madhyamik Shiksha Abhiyan, Teacher Training
B) MGNREGA and PMAY
C) ICDS and Poshan Abhiyaan
D) PMJDY and PMFBY
Answer: A<\/strong>
Explanation:<\/strong> Samagra Shiksha (2018)<\/strong> integrates school education schemes from pre-school to Class 12<\/strong>.<\/p>\n\n\n\n

85. The Beti Bachao Beti Padhao (BBBP) scheme was launched in:<\/strong>
<\/mark>A) 2012
B) 2014
C) 2015
D) 2017
Answer: C<\/strong>
Explanation:<\/strong> BBBP (2015)<\/strong> aims to improve child sex ratio and girl education<\/strong>.<\/p>\n\n\n\n

86. Sukanya Samriddhi Yojana (SSY) is a:<\/strong>
<\/mark>A) Crop insurance scheme
B) Savings scheme for girl child
C) Housing subsidy scheme
D) Social pension
Answer: B<\/strong>
Explanation:<\/strong> SSY (2015)<\/strong> provides small savings for girl child education & marriage<\/strong>.<\/p>\n\n\n\n

87. The Pradhan Mantri Matru Vandana Yojana (PMMVY) provides maternity benefits of:<\/strong>
<\/mark>A) \u20b93000
B) \u20b94000
C) \u20b95000
D) \u20b96000
Answer: D<\/strong>
Explanation:<\/strong> PMMVY<\/strong> provides \u20b96000 to pregnant & lactating mothers<\/strong>.<\/p>\n\n\n\n

88. The Kishori Shakti Yojana is aimed at:<\/strong>
<\/mark>A) Empowerment of adolescent girls
B) Old age pensions
C) Rural electrification
D) School building construction
Answer: A<\/strong>
Explanation:<\/strong> KSY<\/strong> focuses on nutrition, health & skills for adolescent girls<\/strong>.<\/p>\n\n\n\n

89. The National Health Mission (NHM) includes:<\/strong>
<\/mark>A) NRHM and NUHM
B) PMFBY and PMJDY
C) ICDS and Poshan
D) PMAY and PMUY
Answer: A<\/strong>
Explanation:<\/strong> NHM (2013)<\/strong> combines NRHM (rural) and NUHM (urban)<\/strong>.<\/p>\n\n\n\n

90. Rashtriya Swasthya Bima Yojana (RSBY) provided:<\/strong>
<\/mark>A) School education
B) Health insurance for BPL families
C) Free LPG
D) Pension
Answer: B<\/strong>
Explanation:<\/strong> RSBY<\/strong> gave health insurance cover to BPL families<\/strong>, later merged into PM-JAY.<\/p>\n\n\n\n

91. Which scheme provides scholarships for SC\/ST\/OBC students?<\/strong>
<\/mark>A) Vidya Lakshmi
B) Post-Matric Scholarship Scheme
C) Samagra Shiksha
D) Skill India Mission
Answer: B<\/strong>
Explanation:<\/strong> Post-Matric Scholarship Scheme<\/strong> supports higher education of SC\/ST\/OBC students.<\/p>\n\n\n\n

92. The National Means-cum-Merit Scholarship (NMMS) targets:<\/strong>
<\/mark>A) Farmers\u2019 children
B) Class VIII students from economically weaker sections
C) Women SHGs
D) Rural workers
Answer: B<\/strong>
Explanation:<\/strong> NMMS<\/strong> provides scholarships to Class VIII students from poor families<\/strong>.<\/p>\n\n\n\n

93. The \u201cPM e-Vidya\u201d initiative was launched to:<\/strong>
<\/mark>A) Promote agricultural marketing
B) Digital learning during COVID-19
C) Skill training only
D) Food distribution
Answer: B<\/strong>
Explanation:<\/strong> PM e-Vidya (2020)<\/strong> promotes online education during COVID<\/strong>.<\/p>\n\n\n\n

94. The Digital India Programme was launched in:<\/strong>
<\/mark>A) 2013
B) 2014
C) 2015
D) 2016
Answer: C<\/strong>
Explanation:<\/strong> Digital India (2015)<\/strong> aims for e-governance & digital empowerment<\/strong>.<\/p>\n\n\n\n

95. The Startup India Programme was launched in:<\/strong>
<\/mark>A) 2014
B) 2015
C) 2016
D) 2017
Answer: C<\/strong>
Explanation:<\/strong> Startup India (2016)<\/strong> promotes entrepreneurship & innovation.<\/p>\n\n\n\n

96. Stand-Up India scheme specifically supports:<\/strong>
<\/mark>A) SC\/ST and women entrepreneurs
B) Farmers
C) Exporters
D) Large corporates
Answer: A<\/strong>
Explanation:<\/strong> Stand-Up India<\/strong> supports SC\/ST and women entrepreneurs<\/strong>.<\/p>\n\n\n\n

97. The National Nutrition Mission is also known as:<\/strong>
<\/mark>A) PMMVY
B) Poshan Abhiyaan
C) ICDS
D) JSY
Answer: B<\/strong>
Explanation:<\/strong> Poshan Abhiyaan = National Nutrition Mission (2018)<\/strong>.<\/p>\n\n\n\n

98. The Ujjwala Yojana mainly benefits:<\/strong>
<\/mark>A) Farmers
B) Women in BPL households
C) Street vendors
D) Exporters
Answer: B<\/strong>
Explanation:<\/strong> PMUY<\/strong> provides free LPG connections to women in BPL families<\/strong>.<\/p>\n\n\n\n

99. The Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) provides:<\/strong>
<\/mark>A) Free LPG
B) Free food grains to poor families
C) Housing subsidy
D) Pension
Answer: B<\/strong>
Explanation:<\/strong> PMGKAY (2020)<\/strong> provided free food grains during COVID<\/strong> under NFSA.<\/p>\n\n\n\n

100. Which programme aims to empower women through Self-Help Groups (SHGs)?<\/mark><\/strong>
A) DAY-NRLM
B) PMJDY
C) PMFBY
D) PMAY
Answer: A<\/strong>
Explanation:<\/strong> DAY-NRLM<\/strong> strengthens women SHGs<\/strong> for livelihood promotion.<\/p>\n","protected":false},"excerpt":{"rendered":"

1. The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) was launched in:A) 2002B) 2005C) 2007D) 2010Answer: BExplanation: MGNREGA (2005) guarantees 100 days of wage employment in rural areas. 2. MGNREGA provides guaranteed wage employment for how many days in a year?A) 50B) 75C) 100D) 150Answer: CExplanation: The Act ensures 100 days of guaranteed work<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[20128,20198,20141,20137,17981,20130,20125,20140,20136,20167,20124,20192,19405,19307,19253,17980,20195,20123,20200,20177,20129,17991,20190,20171,20134,20178,20185,20126,20191,20182,20189,20151,20168,20166,20162,20173,20172,20175,20165,20170,20161,20164,20160,20202,20203,20184,20196,20150,20188,20187,11094,20135,20180,17975,20197,17986,20199,20183,20139,4029,5649,5652,5623,20149,20131,20145,20154,20157,20156,20143,20147,17989,20163,20148,20127,20146,20142,20155,20133,20186,20193,17985,20152,20132,20181,17990,20144,20179,20174,20194,17979,20138,20176,17978,20169,20201,17987,20158,20159,20153,17982],"class_list":{"0":"post-13400","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-economics","7":"tag-agricultural-schemes","8":"tag-agriculture-development-mcqs","9":"tag-atmanirbhar-bharat-scheme","10":"tag-ayushman-bharat-scheme","11":"tag-central-government-schemes","12":"tag-child-development-schemes","13":"tag-development-schemes-india","14":"tag-digital-india-scheme","15":"tag-direct-benefit-transfer-schemes","16":"tag-economic-development-schemes","17":"tag-economic-government-schemes","18":"tag-economic-planning-schemes","19":"tag-economics-mcqs-with-answers","20":"tag-economics-mcqs-with-explanation","21":"tag-economics-study-material","22":"tag-education-schemes","23":"tag-education-schemes-mcqs","24":"tag-employment-generation-schemes","25":"tag-employment-schemes-mcqs","26":"tag-entrepreneurship-schemes","27":"tag-farmer-welfare-schemes","28":"tag-financial-inclusion-schemes","29":"tag-financial-schemes-mcqs","30":"tag-financial-support-schemes","31":"tag-food-security-schemes","32":"tag-government-initiatives","33":"tag-government-programmes-india","34":"tag-government-schemes","35":"tag-government-schemes-analysis","36":"tag-government-schemes-awareness","37":"tag-government-schemes-evaluation","38":"tag-government-schemes-exam-questions","39":"tag-government-schemes-for-education","40":"tag-government-schemes-for-elderly","41":"tag-government-schemes-for-employment","42":"tag-government-schemes-for-farmers","43":"tag-government-schemes-for-health","44":"tag-government-schemes-for-housing","45":"tag-government-schemes-for-poor","46":"tag-government-schemes-for-self-help-groups","47":"tag-government-schemes-for-women","48":"tag-government-schemes-for-youth","49":"tag-government-schemes-mcqs","50":"tag-government-schemes-mcqs-for-competitive-exams","51":"tag-government-schemes-mcqs-for-students","52":"tag-government-schemes-monitoring","53":"tag-government-schemes-notes","54":"tag-government-schemes-objective-questions","55":"tag-government-schemes-objectives","56":"tag-government-schemes-trends","57":"tag-government-schems-top-100-mcqs-with-answer-and-explanation","58":"tag-government-subsidy-schemes","59":"tag-government-welfare-schemes","60":"tag-health-schemes","61":"tag-health-schemes-mcqs","62":"tag-housing-schemes","63":"tag-housing-schemes-mcqs","64":"tag-insurance-schemes","65":"tag-jan-dhan-yojana","66":"tag-mcqs-adda","67":"tag-mcqs-for-pc-psi-sda-fda-pdo-vao-banking-kas-ias-ssc-gd-ssc-chsl-ssc-cgl-for-all-compitative-exams","68":"tag-mcqs-for-pc-psi-sda-fda-pdo-vao-banking-kas-ias-ssc-gd-ssc-chsl-ssc-cgl-for-all-compitative-examsin-kannada","69":"tag-mcqs-for-sda-fda-pdo-vao-banking-kas-ias-ssc-gd-ssc-chsl-ssc-cgl-for-all-compitative-exams","70":"tag-mgnrega-scheme","71":"tag-microfinance-schemes","72":"tag-national-education-mission","73":"tag-national-food-security-act","74":"tag-national-health-mission","75":"tag-national-pension-scheme","76":"tag-national-rural-health-mission","77":"tag-national-social-assistance-programme","78":"tag-pension-schemes","79":"tag-pm-svanidhi-scheme","80":"tag-pm-kisan-scheme","81":"tag-poverty-alleviation-schemes","82":"tag-pradhan-mantri-awas-yojana","83":"tag-pradhan-mantri-fasal-bima-yojana","84":"tag-pradhan-mantri-jan-arogya-yojana","85":"tag-public-distribution-system","86":"tag-public-welfare-schemes","87":"tag-rural-development-mcqs","88":"tag-rural-development-schemes","89":"tag-rural-employment-schemes","90":"tag-self-employment-schemes","91":"tag-skill-development-mcqs","92":"tag-skill-development-schemes","93":"tag-skill-india-mission","94":"tag-small-business-schemes","95":"tag-social-development-schemes","96":"tag-social-welfare-mcqs","97":"tag-social-welfare-schemes","98":"tag-startup-india-scheme","99":"tag-startup-schemes","100":"tag-state-government-schemes","101":"tag-subsidy-schemes","102":"tag-urban-development-mcqs","103":"tag-urban-development-schemes","104":"tag-urban-livelihood-schemes","105":"tag-welfare-schemes-for-backward-classes","106":"tag-welfare-schemes-for-minorities","107":"tag-women-empowerment-schemes"},"_links":{"self":[{"href":"https:\/\/mcqsadda.com\/index.php\/wp-json\/wp\/v2\/posts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